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National Pet Health Insurance Month Giveaway
By Laurie | September 11, 2010
Did you know September is nationally recognized as Pet Health Insurance Month?
Pet insurance is not something we have typically considered for Brownie since we have been financially able to care for his needs without it. However, after reading more about it, I can definitely see the benefits. See if you feel the same way after reading this next paragraph provided to me on behalf of Kroger Pet Insurance:
Pet insurance can allow owners to have coverage for the unexpected, and it can allow them to better budget for planned expenses. Some plans, such as the accident-only pet insurance plan covers treatment that results from an injury or accident, such as a car collision or unintentional ingestion. But with a more inclusive policy, pet owners can seek reimbursement for preventative care, such as teeth cleaning, flea control, annual exams and behavioral training. Pet insurance can provide peace of mind for pet owners, knowing they will not be stuck making a decision between proper care for their pet and possible “economic” euthanasia.
I know caring for a sick pet can be outrageously expensive. Given that we truly feel that Brownie is a member of our family, we would do and pay absolutely anything to make sure he was given proper treatment. Having pet insurance would definitely make budgeting for those unexpected expenses easier.
Kroger sent a few helpful tips if you are considering acquiring insurance for your pet:
· Get the coverage you want. Take the time to review what policies are available. Some carriers, like Kroger and PetFirst Healthcare, offer accident-only coverage, which pet owners may find more attractive than a premium coverage plan which costs more per month. Pet owners should examine how much they’re willing to spend on the monthly premium and match that with the benefits of each plan.
· Buy early. Most, if not all pet insurance providers will refuse a pet with a pre-existing condition. Just like in humans, a pre-existing condition means the pet was diagnosed with an illness or disease prior to seeking pet insurance. It’s best to seek coverage from Day 1 to avoid the possibility of a pre-existing condition.
· Know your coverage. Not all treatments will be covered, and what’s covered varies from policy to policy. Because pet owners pay out-of-pocket and then file a claim for reimbursement, some pet owners may not know a treatment isn’t covered until their claim is denied. Avoid that scenario by knowing the coverage benefits before walking into a vet’s clinic.
Would you like to win a $20 gift card to Kroger to purchase gift for your furry friend? Tell me something you learned from my post or Kroger’s pet insurance website. (mandatory). To receive extra entries:
1) Follow me, @laurie_pooh, and @PetsOfHealth on Twitter and send the following message:
I entered to win a $20 Kroger gift card from @PetsOfHealth and @laurie_pooh: http://tinyurl.com/KrogerPets
2) Follow my blog using the Google Connect in my sidebar to the right.
3) Subscribe to my blog in a reader.
U.S only, please. The winner will be selected randomly from all valid entries on or around September 27. You must leave a comment letting me something you learned from the website and why you’d like to win, as well as additional comments letting me know what else you have done to earn extra entries. Please also use your real first name and leave a valid way for me to contact you should you be selected as the winner. You will have 48 hours to respond to my e-mail before another winner is selected. Good Luck!
Disclosure: Kroger provided me with a $20 gift card from its One-Stop Gift Card Shop so that I could select some pet-related products for Brownie, as well as a gift card for one of my readers so they could do the same for their furry friend.
Topics: Furry Friends | 136 Comments »
You can purchase pet insurance for as little as $9.95 a month!
Posted by: Thomas Gibsonsubscribed to blog via reader
Posted by: Thomas Gibsonfollowing blog via Google Connect
Posted by: Thomas GibsonI learned that pet insurance may not cover a pre-existing condition.
Posted by: Rebecca GrahamFollow you and Petsofhealth on Twitter; rhoneygee
Tweeted: http://twitter.com/rhoneygee/status/24261945512
.
Posted by: Rebecca Grahammay not cover a preexisting condition
Posted by: andyI never knew that pets could be denied insurance because of preexisting conditions.
Posted by: debptwoofakind12@yahoo.com
I am a gfc follower.
Posted by: debpdebbie
twoofakind12@yahoo.com
I am a email subscriber.
Posted by: debptwoofakind12@yahoo.com
I learned that in 1924 the first pet insurance was written for a dog in Sweden!
Posted by: Amber GI follow you both on Twitter (@AmberGoo) and tweeted: http://twitter.com/AmberGoo/status/24280084365
Posted by: Amber GI follow your blog with google friend connect
Posted by: Amber GI learned you can get pet insurance cheap.
Posted by: Adrienne Gordonpet insurance may not cover a pre-existing condition.
Posted by: Heather Sfollow and tweet
Posted by: Heather Shttp://twitter.com/buzz8/status/24288858889
I did not know health insurance existed for pets.
Posted by: Joy BennettI learned that in 1924 the first pet insurance was written for a dog in Sweden.
Posted by: Kiaraaustma7@aol.com
I learned that pet insurance is affordable.
Posted by: Cynthia CFollowing on gfc (clc408)
Posted by: Cynthia CI learned they have plans for senior pets too.
Posted by: hjhmcnaron at gmail
I agree with your post to take time to review the options.
Posted by: beth shepherdThank you
tatertot374@sbcglobal.net
I follow
Posted by: beth shepherdThank you
tatertot374@sbcglobal.net
I think it’s great they have insurance specifically for older cats.
Posted by: Sharon HarmonI learned that just like with human health insurance, oftentimes pre-existing conditions are not covered, so buy coverage early
Posted by: Sarah Hirschgfc follower (stigay)
Posted by: Sarah HirschI learned that with Kroger Pet Insurance you have the freedom to use any vet you want nationwide
Posted by: JessicaI follow through google friend connect
Posted by: JessicaI didn’t know that Kroger offered pet insurance at all! I like that there’s an accident-only coverage option, which seems like it could be a very worthwhile investment.
Posted by: carmenI subscribe to your RSS feed through Google Reader
Posted by: carmenI’m following you on Google Friend Connect
Posted by: carmenI learned that 10.0 billion dollars were spent on pet medications in 2007
Posted by: JimmySomething I’d never thought of: Buy early. Most, if not all pet insurance providers will refuse a pet with a pre-existing condition.
Posted by: Sarah LThanks for the contest. My cat thanks you too.
follow both: slehan
Posted by: Sarah Lhttp://twitter.com/slehan/status/24539365175
GFC: slehan
Posted by: Sarah Lsubscribe RSS
Posted by: Sarah LI did not know that September is National Pet Health Insurance Month.
Posted by: KarenI learned that it’s probably too late to purchase pet insurance for my two dogs because they are both old (12 and 13).
Posted by: kathyI learned to buy it early. It sounds like common sense, but I hadnt thought about it
Posted by: almaNYCI learned that the insurance covers senior dogs.
Posted by: AprilI learned that if you have pet insurance you may be able to receive reimbursement for preventative care.
Posted by: Henria O.sazzyfrazz at gmail dot com
Following your blog via GFC.
Posted by: Henria O.sazzyfrazz at gmail dot com
I subscribe to your blog.
Posted by: Henria O.sazzyfrazz at gmail dot com
I learned Kroger only insures cats and dogs.
Posted by: Jennifer ShortI follow google connect. jenndiggy
Posted by: Jennifer ShortI tweeted (link in the website box above, wouldn’t post it in a comment)
Posted by: Jennifer ShortYou can’t get coverage from day 1 though.
The coverage does not begin until the pet is at least 8 weeks of age. Additionally there is a $50 copay. I’m still doing the math for basic coverage. Office visits are $60 where I live(we have a vet school in the area). However, flea prevention is $12 on sale per month. It might make sense to do a plan that covers basic.
Christine
Posted by: cwaltzdazed1821@aol.com
I didnt know you could buy insurance for senior pets. My cat Rose is 12.
torchlightlms@gmail.com
Posted by: LisaI learned that you can pick your own vet, unlike insurance for people.
Posted by: MariGoogle friend connect follower.
Posted by: MariI subscribe via google reader.
Posted by: MariI learned you can get Accident Only.
Posted by: PatriciaI learned even pet insurance has the preexisting condition stipulation.
Posted by: Debbie CI follow on Google Friend Connect. (Debbie C)
Posted by: Debbie CI learned Kroger had pet insurance.
Posted by: Theresa NMost, if not all pet insurance providers will refuse a pet with a pre-existing condition.
susitravl(at)gmail(dot)com
Posted by: susitravlI learned that pet insurance may not cover a pre-existing condition so it is best to get a policy as soon as possible
Posted by: Jen @ Nutrition TipsI follow both of you on twitter as greatgiveaways and tweeted.
http://twitter.com/Greatgiveaways/status/25396735970
Posted by: Jen @ Nutrition TipsI follow your blog through Google Friend Connect as Jen V.
Posted by: Jen @ Nutrition TipsI subscribe to your feed through Google Reader.
Posted by: Jen @ Nutrition TipsI certainly didn’t know that pets could be turned down for pre exisiting conditions.
nblexp at gmail dot com
Posted by: nancyI follow you on gfc (nancy)
nblexp at gmail dot com
Posted by: nancyI subscribe with google reader
nblexp at gmail dot com
Posted by: nancyI would get my doggie chicken jerky treats!
Posted by: Janna JohnsonWonderful contest! Thanks for entering me!
Janna Johnson
jannajanna@hotmail.com
janna@feedyourpigblog.com
http://www.feedyourpigblog.com
I learned you can purchase accident only or more inclusive pet insurance policies.
Posted by: juliehIts best to get coverage from day one to prevent being rejected later for a pre existing condition.
Posted by: rebeccaI learned that most insurances don’t cover pre-existing conditions, so it’s important to have pet insurance beforehand. Thanks for the contest! codisweepstakes2 (@) gmail(dot)com
Posted by: Martha PayneI follow you both on twitter (un:codisweepstakes) & tweeted: http://twitter.com/codisweepstakes/status/25593624601 codisweepstakes2 (@) gmail(dot)com
Posted by: Martha PayneI follow you via Google Friend Connect / Blogger codisweepstakes2 (@) gmail(dot)com
Posted by: Martha PayneI subscribed via Google Reader RSS. codisweepstakes2 (@) gmail(dot)com
Posted by: Martha Paynedidn’t know that pets could be turned down for pre exisiting conditions but doesn’t suprise me
Posted by: Daniel MI learned that there are many different types of coverage.
Posted by: Karen MExclusions include:
* Preexisting conditions
Posted by: ky2here* Elective procedures and cosmetic surgeries, including but not limited to tail docking, declawing, skin folds removal, nail trimming, and cropping of ears
* Expression or removal of anal glands or anal sacculitis
* Breeding or conditions related to breeding
* Special diets, pet food, vitamins, mineral supplements, grooming costs, and bathing (including medicated baths)
* Treatment of external parasites such as fleas, lice, and ticks and preventable internal parasites such as heartworms, hookworms, roundworms, tapeworms, and whipworms
* Orthodontics, endodontics, and removal of deciduous teeth
* Diagnostic test(s) and treatment(s) for conditions excluded or limited by this policy and complications of conditions excluded or limited by this policy
Following both on twitter as ky2here1, here’s my tweet:
http://twitter.com/ky2here1/status/25621818065
Posted by: ky2hereGFC follower kycouple2000.
ky2here at msn dot com
Posted by: ky2hereI learned that, just like humans, pets can be denied coverage for a pre-existing condition
Posted by: katieI learned that pet insurance is like people insurance….pre existing conditions matter.
Posted by: Cathy BurnettI follow Lauri Pooh and Pets of Health on Twitter and tweeted :https://twitter.com/dancejamboree/status/25640282322
Posted by: Cathy BurnettI follow you with google friend connect.
Posted by: Cathy BurnettI learned that pet owners should examine how much they’re willing to spend on the monthly premium and match that with the benefits of each plan.
Posted by: LindaI learned that it’s best to seek coverage from Day 1 to avoid the possibility of a pre-existing condition.
Posted by: NinaI followed you both and tweeted
http://twitter.com/joycorgi/status/25647226942
Posted by: NinaI learned that in 1924 the first pet insurance policy was written for a dog in Sweden.
Posted by: Emma Peelemmaspeel(at)gmail.com
I’m subscribed by rss
Posted by: Emma PeelI follow with the google friend connect as Emma Peel
Posted by: Emma PeelI learned that all pet insurance is pay out of pocket first and then file claim for some reimbursement.
Posted by: Jennifer RMost pet insurers won’t cover preexisting conditions. Thanks!
Posted by: Deborah WellensteinI follow via GFC as dwellenstein.
Posted by: Deborah WellensteinI learned that September is nationally recognized as Pet Health Insurance Month. That’s just amazing to me!
Posted by: barbara wrightI follow both of you on twitter and tweeted http://twitter.com/bsw529/status/25695801418
Posted by: barbara wrightI follow you with google friends connect – barbara wright
Posted by: barbara wrightI subscribe with google reader
Posted by: barbara wrightSome insurance carriers have accident only coverage like Krogers
Posted by: Julie Lemail subsriber
Posted by: Julie Lfollow your blog
Posted by: Julie LI learnt that they offer an accident only plan all the way up to premium plans.
purehrt555 at yahoo dot com
Posted by: JodiI learned that they have pet insurance plans starting at $9.95
Posted by: Nicole GreeneI follow both on Twitter @pittsy82 and tweeted http://twitter.com/pittsy82/status/25714998579
Posted by: Nicole GreeneI follow via Google Connect
Posted by: Nicole GreeneI learned to buy early, as pre-existing conditions are not usually covered
Posted by: LauraI learned you can get accident only coverage for your pet as well as more comprehensive plans.
Posted by: dddivaI follow you both on twitter (dddiva) and tweeted http://twitter.com/dddiva/status/25719675643
Posted by: dddivaI follow your blog on GFC dddiva
Posted by: dddivaSubscriber
Posted by: dddivaI learned that pet insurance may not cover a pre-existing condition, thanks for the chance!
Posted by: Angela WinesburgI learned that not all pet illnesses are covered by pet insurance so policies should be read carefuly.
Posted by: Becky S.GFC public follower (Becky S.)
Posted by: Becky S.I learned that there is insurance for senior pets too
Posted by: S CarterI learned that pet insurance doesn’t have to be expesive but you should get it before the pet has any preexisting conditions.
Posted by: StephanieI follow you both on twitter and
Posted by: Stephanietweeted
http://twitter.com/gnwg/status/25746361563
I follow you on gfc
Posted by: StephanieI subscribe in google reader
Posted by: StephanieI learned that if there is a pre-existing condition pet insurance is not likely to cover any associated costs.
Posted by: RoseyThanks for the giveaway…With Kroger Pet Insurance plans, you have the freedom to use any veterinarian nationwide.
senorpiero [at] yahoo [dot] com
Posted by: brian e.Following you via Twitter: @brianpiero
Tweeted: http://twitter.com/#!/brianpiero/status/25747845235
Posted by: brian e.I follow you both on Twitter and I tweeted:
Posted by: Roseyhttp://twitter.com/mail4rosey/status/25747884741
CORRECTION:
Following BOTH via Twitter: @brianpiero
Tweeted: http://twitter.com/#!/brianpiero/status/25747845235
Posted by: brian e.GFC Follower: Brian E.
Posted by: brian e.Subscribed via RSS.
Posted by: brian e.One thing I learned about Kroger’s Pet Insurance program is their Comprehensive plans cover expenses including annual exams, prescription flea medication, and even behavior training. Great to know!
Posted by: Geoff KI’m following you and PetsOfHealth on twitter (@guettel78), and I tweeted: http://twitter.com/guettel78/status/25749433508
Posted by: Geoff KI’m following via google friend connect: Geoff K
Posted by: Geoff KI subscribed to your feed via google reader.
Posted by: Geoff KI didn’t know there for so many options for coverage. It’s nice that even preventative care can be covered.
Posted by: Erica C.I learned that accident-only coverage is also available.
Posted by: ChrysaI’m subscribed to your RSS feed in my Google Reader.
Posted by: ChrysaI’m following your blog in Google Frie
Posted by: ChrysaI learned to buy early! pre-existing conditions can cause you to get turned down!
Posted by: hbombxbeautifulcoma at yahoo dot com
gfc
Posted by: hbombxbeautifulcoma at yahoo dot com
rss subscriber
Posted by: hbombxbeautifulcoma at yahoo dot com
follow/tweet
Posted by: hbombhttp://twitter.com/xbeautifulcoma/status/25756773255
xbeautifulcoma at yahoo dot com
I learned that in 1924 the first pet insurance was written for a dog in Sweden.
Posted by: Veronica GarrettI never knew that pets could be denied insurance because of preexisting conditions.
Posted by: Donna KI follow on GFC.
Posted by: Donna Ksubscriber
Posted by: Donna KPets could be denied insurance because of preexisting conditions.
Posted by: GiannaCongratulations, Martha! You are the winner of the $20 gift card to Kroger in honor of National Pet Month. Please respond within 48 hours with your full name and address so that I can pass it along to my sponsor for prize shipment. If I do not hear from you by then, I will have to select another winner. Thanks for entering and congrats again!
Laurie
Posted by: Lauriehttp://laviedelaurie.com